Licensing and disclosures

Who we are

Ochs Mortgage Group, powered by West Capital Lending, Inc. Ochs Mortgage Group is a branch of West Capital Lending, Inc. and is not a separate lender. Loans are offered through West Capital Lending, Inc.

• West Capital Lending, Inc., Company NMLS #1566096: view on NMLS Consumer Access
• Karl Ochs, Branch Manager, NMLS #1803470: view on NMLS Consumer Access
• California Department of Real Estate (DRE) #02022356
• Office: 755 West Big Beaver Rd, Suite 1725, Troy, MI 48084 · 313.246.8977

State licensing

Karl Ochs, NMLS #1803470, is licensed in California, Florida, Kentucky, Michigan, Ohio, Pennsylvania, Texas and Virginia.

Our primary focus is Metro Detroit, the Grosse Pointes and Michigan. Licensing changes over time. The most current list of states where Karl Ochs and West Capital Lending, Inc. are licensed or registered is always available at www.nmlsconsumeraccess.org.

[Compliance to supply any state specific website disclosures required for the states listed above, for example the Texas consumer complaint and recovery fund notice and any California licensing statement.]

Equal Housing Lender

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, age, marital status, receipt of public assistance income, or the good faith exercise of any right under the Consumer Credit Protection Act.

Important information

This website is for informational purposes only and is not an offer to lend or a commitment to lend. All loans are subject to credit approval, underwriting, appraisal requirements and program guidelines. Terms, conditions and programs are subject to change without notice. Not all products are available in all states or to all borrowers. Information on this site is general education and should not be relied on as financial, tax or legal advice.

This site is not affiliated with or endorsed by the U.S. Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), the U.S. Department of Agriculture (USDA) or any other government agency.

Down payment assistance programs are offered by third parties and are subject to their own eligibility requirements and availability. DSCR loans are business purpose loans for non owner occupied investment properties.

Questions or complaints

Contact Karl Ochs at 313.246.8977 or kochs@westcapitallending.com. [Compliance to supply West Capital Lending, Inc. complaint contact and any required regulator contact information.]