Ochs Mortgage Group, powered by West Capital Lending

Karl Ochs · Branch Manager · NMLS #1803470

Mortgage financing, made clearer.

Straight answers, realistic options and a loan officer who actually picks up the phone. Serving the Grosse Pointes, Metro Detroit and all of Michigan, one thoughtful plan at a time.

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People Properties Possibilities

Portrait of Karl Ochs smiling, wearing a navy suit and red tie
Karl OchsBranch Manager · NMLS #1803470

How I work with you

A good mortgage plan starts with the right questions

Buying or financing a home is a big decision. My job is to make the mortgage side easier to understand, help you compare options that actually fit, and stay reachable when questions pop up at 9 PM on a Tuesday.

  • Clear explanations of payment, cash to close and loan structure
  • Conventional, FHA, VA, jumbo, home equity and investor financing, subject to eligibility
  • Proactive updates for you and your real estate agent
  • Based in Grosse Pointe Park and focused on Metro Detroit and Michigan, and licensed in seven other states too
Meet Karl

How can I help

Pick your starting point

Every situation is a little different, whether you are in Grosse Pointe, Royal Oak or Grand Rapids. Start with the one that sounds most like you, and we will figure out the rest together.

Buy a home

Get preapproved and know your numbers before you fall in love with a kitchen.

Buying basics

Refinance or use equity

An honest look at whether changing your loan helps you. Sometimes the answer is not yet.

Refinance options

Invest with DSCR

Financing for rental properties that looks closely at what the property can earn.

For investors

Down payment help

Assistance programs exist in many areas. Let's see what may fit your situation.

Learn the basics

Realtor partners

Fast answers for your buyers and updates before you have to ask for them.

Partner with Karl

Already own a home?

Follow your home's estimated value and equity with a free myHomeIQ report.

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A simple start to close process

From first question to closing table

  1. Talk

    We cover your goals, your timing and the questions that keep you up at night.

  2. Review

    We compare realistic options side by side, including payment and cash to close.

  3. Prepare

    You get a clear list of next steps and documents. No guessing games.

  4. Close

    I stay involved through the finish line and keep everyone in the loop.

A modern stone home lit up at dusk overlooking city lights

Have a question? Start here.

Share a few details and Karl will reach out personally.

If you leave the box unchecked, Karl will reply to your request by email only. Submitting this form does not start a loan application and is not a commitment to lend.

Rather just talk it through?

Call or text Karl at 313.246.8977

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